What is Critical illness Cover?

Critical illness insurance will pay out if you get one of the specific medical conditions or injuries listed in the policy. But be aware that not all conditions are covered and policy will also state how serious the condition must be.

Every year 1m workers in the UK unexpectedly find themselves unable to work because of injury or illness, according to the ABI.

Examples of critical illnesses that might be covered include:

  • Heart attack
  • Stroke
  • Certain types and stages of cancer
  • Conditions such as multiple sclerosis